Your ability to earn income is your most valuable asset. Disability insurance is designed to protect you from a possible loss of income. What’s the possibility of this happening? Below are some statistics on disabilities occurring at different life stages.
It may surprise you that just over 1 in 4 of today’s 20 year-olds will become disabled before they retire.*
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Why should you consider personal disability insurance?
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Worker’s Compensation only covers work related accidents.
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Unemployment insurance only covers 15 weeks.
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Canada Pension Plan: Are you comfortable relying on the government for a benefit that can change?
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Group and association coverage can fill a valuable role in long-term disability protection.
However, the benefit may be limited by the definition of disability and coverage amount.
Remember, a custom designed individual disability plan will provide you with guaranteed coverage and guaranteed premiums.